Trust Oz Lend with the Professional Loan Refinancing Guidance

Do you feel you are paying too much for your home loan? Then refinancing your mortgage can, in most cases, assist you to save serious money. Today mortgage loan refinancing can be undertaken to

Reduce the current monthly repayment amount

Shorten the lifespan of the Loan

Move from an interest-only Fixed Period loan to a longer-term principal and interest loan

Choose the Best Option While Considering Rates

A lower interest rate is difficult to resist when you consider loan refinancing. This might be great, but have you considered fixed interest refinancing or loan splitting. There are many points to be considered while choosing the interest rate. Some of them are as follows:

• Will it be possible to make lump sum payments off the loan?
• Is there a redraw feature attached to your loan?
• What are the conversion rates once the honeymoon period expires?
• What options are available for fixed-interest refinancing and what is the expiry rate?
• Is there an offset facility connected that can assist to reduce the interest?
• Can the loan be transferred to another property if you want to sell and purchase again?
• What are the different costs involved if you want to sell or start again instead of substituting the current loan?

Why Choose Oz Lend?

At Oz Lend, we believe that a home loan should not be a burden on anyone. A loan needs to have flexibility, useful features, long term benefits and low-cost conversion options.

A mortgage loan that meets this criterion, will not see you waste your money, if you ever sell your home and choose to buy again.

One of the major benefits of refinancing is the ability to consolidate other debts. Once you consolidate all the debts at the same time, you will improve your cash flow and better manage your budget.

Oz Lend experts assist you in finding the best refinancing loan option that would suit your current financial situation. We would help you in choosing the best loan offers that are flexible and cost effective. These options would not only assist you in saving money but also have superior features when compared to your existing home loan.

Call us today on 1300 438 669 to book a meeting with an Oz Lend authorised credit representative and discuss your mortgage loan refinancing requirements.