When considering refinancing options, it’s important to seek advice from industry experts, preferably someone outside of your current lending institution, as early as possible. This is particularly relevant, as recent legislative changes and changes to bank lending requirements may see your lending institution refuse any request to refinance your home mortgage in Bentleigh if you are coming to the end of an interest-only loan.
You will be required to sell the property to satisfy your commitments under the loan agreement if this occurs and the loan is called in by the current lending institution unless you are able to refinance the loan with another lending institution.
Any Melbourne Mortgage Advisor who is licenced to operate as a mortgage broker under their own credit licence, or who acts as an accredited agent of the credit licence holder, is well-positioned to assist you with advice on your personal financial condition first, and then when and where appropriate, to assist you in choosing the best credit product from a wide range of l.
If you used a mortgage broker in Cheltenham to secure your current loan initially, and on that occasion, you were pleased with their assistance, then that individual would hopefully be the one you should first contact, to help refinance your Melbourne home loans.
Wrapping Up
There are also others available who can provide the appropriate assistance if you were not happy with their services at the time, or if they have moved on from the industry. Remember that it’s all about establishing a long-term partnership to pick a mortgage broker, and a wrong choice will result in a loss for you, be it money, time or both. Pick wisely.
OZ Lend is a very experienced and trustworthy home loan broker in Melbourne who specialise in mortgage loans and has extensive experience helping refinance home mortgages in Bentleigh.
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